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Play Online Baccarat

Baccarat is a remarkably glamorous game, steeped in centuries of splendid European tradition. Whether you play at a UK casino venue or online casino, baccarat is a game of chance in which players bet on one of three different outcomes: Player, banker, or Tie.

The version of online baccarat discussed here is just one form of the game. Online casino baccarat, known as punto banco, is designed for casino play rather than as a player against player game. That's known as chemin de fer, and is the kind most British readers will associate with James Bond novels and films.

Our dedicated review team found Betway Casino to be the very best casino at which to play online baccarat with real money. However, all of our top picks also offer:

  • High quality graphics and mobile support
  • Variety of baccarat including live dealer as well as other online casino games
  • Safe & secure payout in just one to four days

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Baccarat Rules

The Rules Of Baccarat

If you want to play online baccarat you'll be using six or eight decks of cards. Each deck is reshuffled after a hand is dealt. For starters, suits are not relevant, face cards and 10s do not have any value while Aces are valued at 1. Any card less than 10 is counted at its face value. Players place a real cash bet on Player, banker or Tie. Winning bets on Player will pay even money, winning bets on banker normally pay even money minus a 5% commission, but the amount of the commission can vary or the payout amount can be adjusted to 50% of the bet on a win with a score of 6. Tie bets pay 8 to 1 odds at most casinos, but can sometimes be found paying 9 to 1.

Once bets are placed, the player (Punto) and banker (Banco) positions are each dealt two cards, face down. The objective of the real cash game is to bet on the hand you believe has the highest total value. The deal goes player, banker, player, banker. The cards are then revealed and the totals added up. The value of a hand only takes into account the rightmost digit. For example, the player is dealt a 5 and a 7, for a total of 2 points even though the hand adds up to 12.

After the scores are known, the next move depends on the totals. If either player or banker has an 8 or 9, the best hands, both stand. If the player score is between 0 and 5, the player hand hits, getting another card. The Player stands on a 6 or 7.

The rules of Baccarat may seem confusing at first, but it is well worthwhile familiarising yourself with them before you start betting for real money!

The Banker's Hand

The Banker action is somewhat more complex, depending on whether the Player hits, what card was drawn, and also the Banker score. If the Player did not hit, the Banker hits on a score of 0 to 5, but otherwise stands. If the Player did hit, then the Banker action depends on what card was drawn to the Player hand.

  • If the player drew a 2 or 3, then the banker hits on a 0 to 4 score.
  • If the player drew a 4 or 5, then the banker hits on a 0 to 5 score.
  • If the player drew a 6 or 7, the banker hits on a 0 to 6 score.
  • If the player drew an 8, the banker hits on a 0 to 2 score.
  • If the player drew an Ace, face, 9 or 10, then the banker hits on a 0 to 3 score.
  • The banker stands if the requirements for drawing are not met.

After the draws have concluded, the final scores are compared. The position with the highest score wins, and all bets on that position win. In the case of an equal score, the bets on a Tie are paid out and all other bets continue for the next round.

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Playing Baccarat Online: Strategy

We've got one golden rule for those unsure how to play baccarat online - When in doubt, bet on the banker. With a lower house edge, the banker hand wins more often in the long run. The baccarat formula is certainly askew, arming the banker with a trivial statistical advantage. As a result betting on the Banker hand is a better proposition, even taking the 5% commission into account. Betting on the banker doesn't guarantee you'll win in the long run, only that you'll minimise expected losses. Getting some free online casino baccarat tips here is also a good way to strengthen your playing skills.

Even though the previous hands dealt have no impact on which hand will win the next round, many players act as if it does. For example, if the banker hand has won the last seven hands in a row it may feel like a player win is overdue. There's no truth to this, but some British players run with it anyway.

In addition, some players choose to use and apply betting systems such as d'Alembert, Labouchere, Martingale and Paroli which are applicable to just about every other card game including Blackjack and Keno. While no system has an effect on the house-edge or the odds of the real money game, it can be helpful in certain ways. They help you in limiting your losses through implementation of a stop-loss. Secondly, once you have won an amount you wanted to win, it reminds you to quit. Lastly, by concentrating on the advice of the betting system, you can reduce the risk of making emotional decisions.

Did You Know?

Online casino baccarat games, at least the punto banco variety, are not games designed for strategic players. Its simplicity and drawing rules can make it very exciting for high rollers, however, as a high stakes game of casino online baccarat for real money can see cash changing hands very quickly.

Offline Vs Online Casino Baccarat Games

Traditionally, if you wanted to play baccarat at a UK casino, there were a number of rules of etiquette that you had to learn before playing on a big table. Baccarat was associated with exclusivity ‐ roped-off areas in live casinos where only high-rollers, jet setters, nobility or the very rich could play. Although spectators were allowed, they were encouraged to give room to those part of the club. Consequently, ordinary players were left overwhelmed - only able to observe the game and not being allowed to learn how to play.

With the advent of online casinos and internet gambling, the way punters play baccarat online underwent a complete revolution. Playing on the web means that you don't have to learn any of the conventional, out-dated rules and you can play at your own pace.

You can also choose to play whenever you want in 2024, giving online baccarat games an advantage over playing in an offline casino. Moreover, the minimum bet of £10 falls within reach of players from all walks of life. On the other hand, it is also possible to bet up to £15,000 for those players interested in a high-stake game. Whether you're interested in bright lights and a charged atmosphere with live casino action or the quiet comfort of home, baccarat continues to be fun and exciting both offline and online. Head to the shortlist to decide on your best online casino to play baccarat at.

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Frequently Asked Questions
How does online baccarat gambling work?

Baccarat is a simple card game that pits the player against a dealer. Both the player and dealer try to get a hand with a value as close as possible to 9, the highest possible value. The player bets on who the winner will be and can bet on the dealer, himself or the occurrence of a tie. The dealer is the expected winner in most hands and is the best bet to make.

Where can I find the best baccarat sites?

You can find the very best online baccarat casino sites by looking at our detailed site reviews and testing out a couple of the highest rated options. These great sites are known for offering fair games and decent online casino bonuses and payouts to players.

How is it different to live casino baccarat?

The only real difference to live casino baccarat is that you’ll be the only player at a table, and the hands can potentially move much faster than they would in person.

Is it popular in the UK?

Baccarat is one of the more popular real money table games in the UK, and is a fun game to test out after you know the basic rules.

How much can I win playing real money baccarat?

Thousands of pounds in winnings are possible while playing baccarat online. Casino sites differ, and the maximum bet that you can make while playing the game varies dramatically, but some casinos allow bets up to 15,000 per hand, and it’s not unheard of for players to win several hands in a row.

Are casino online baccarat games fair?

Since players are allowed to bet on the dealer or themselves winning games of online baccarat, casino sites offering the game are very fair. The internet casino still has a slight edge because of the small fee that players must pay out of their winnings, but the edge is quite small.

Can I use a system to win more?

There are many systems to supposedly help with winning more money, but most don’t work very well. Just playing the real cash game with good strategy will give you a decent chance of winning money while playing, and you can also hone your skills by playing some baccarat free play games.

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